Dynamic Fraud Detection: Integrating Reinforcement Learning into Graph Neural Networks
Динамическое выявление мошенничества: интеграция обучения с подкреплением в графовые нейронные сети
2024-08-16
SCID: 54.1/tbx3ecfz
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Dynamic fraud detectionDynamic graph evolutionGraph neural networksLabel imbalanceReinforcement learning
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Abstract (AI)
Financial fraud refers to the act of obtaining financial benefits through dishonest means. Such behavior not only disrupts the order of the financial market but also harms economic and social development and breeds other illegal and criminal activities. With the popularization of the internet and online payment methods, many fraudulent activities and money laundering behaviors in life have shifted from offline to online, posing a great challenge to regulatory authorities. How to efficiently detect these financial fraud activities has become an urgent issue that needs to be resolved. Graph neural networks are a type of deep learning model that can utilize the interactive relationships within graph structures, and they have been widely applied in the field of fraud detection. However, there are still some issues. First, fraudulent activities only account for a very small part of transaction transfers, leading to an inevitable problem of label imbalance in fraud detection. At the same time, fraudsters often disguise their behavior, which can have a negative impact on the final prediction results. In addition, existing research has overlooked the importance of balancing neighbor information and central node information. For example, when the central node has too many neighbors, the features of the central node itself are often neglected. Finally, fraud activities and patterns are constantly changing over time, so considering the dynamic evolution of graph edge relationships is also very important.
Key Findings
1
Existing graph neural networks may overemphasize neighbor information when nodes have many neighbors, neglecting central-node features.
2
Fraudsters disguise their behavior, potentially degrading prediction accuracy and motivating methods robust to deceptive transaction patterns.
3
The paper targets online financial fraud detection, where fraudulent transactions are rare and severe label imbalance challenges model training.
4
The title indicates an approach integrating reinforcement learning with graph neural networks to address dynamic fraud detection challenges.
5
The work emphasizes modeling the dynamic evolution of graph edge relationships because fraud activities and patterns change over time.
Research Object
Online financial transaction networks exhibiting fraudulent activities and money-laundering behavior
Research Subject
Dynamic fraud-detection performance under severe class imbalance, disguised fraudulent behavior, imbalance between neighbor and central-node information, and evolving graph edge relationships
Publication Details
Publication Date
2024-08-16
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